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Check a dealer's quote

check_quote
Read-onlyIdempotent

Reads a dealer's out-the-door quote, pasted as text (up to 8 KB) or given as line items, and checks it line by line: the out-the-door total, the doc fee against the state's cap (and capped service fees such as Ohio's $50 convenience fee), the tax line against the state's rate, finance-office add-ons with typical prices, the trade allowance against written trade-in offers, the trade equity and amount financed, and the walk line. Lines with an email address or phone number are removed before reading and never returned. Nothing is stored.

Input Schema

NameRequiredDescriptionDefault
textNoThe quote as pasted (an email or a buyer's order). Leave out to send lines instead.
linesNoThe quote as line items, instead of text
stateYesTwo-letter state code (DC included), like PA
tax_rateNoCombined sales tax rate as a decimal; leave out to use the state's rate
walk_lineNoThe walk line, out the door
trade_offersNoWritten trade-in offers, to compare the best open one with the allowance
trade_allowanceNoThe trade-in allowance on the quote, when sending lines (read from text otherwise)
best_trade_offerNoThe best written trade-in offer still open (CarMax, Carvana...), to compare with the allowance

Schema Changelog

Changes observed during successful MCP inspections.

  1. First observed

TDQS

A4.1/5.0
Behavior5/5

Does the description disclose side effects, auth requirements, rate limits, or destructive behavior?

Annotations already declare read-only, idempotent, non-destructive, closed-world behavior; the description adds important privacy details (email and phone lines removed before reading and never returned) and states that nothing is stored. It also discloses the full set of checks performed, exceeding the annotation coverage without contradiction.

Agents need to know what a tool does to the world before calling it. Descriptions should go beyond structured annotations to explain consequences.

Conciseness5/5

Is the description appropriately sized, front-loaded, and free of redundancy?

The purpose and checks are front-loaded, and every sentence carries relevant information about behavior or privacy. The long check list is dense but appropriate and contains no filler.

Shorter descriptions cost fewer tokens and are easier for agents to parse. Every sentence should earn its place.

Completeness4/5

Given the tool's complexity, does the description cover enough for an agent to succeed on first attempt?

Given the rich annotations and 100% schema coverage, the description is largely complete for how the tool behaves and what it checks. However, there is no output schema and the description does not explain the returned findings or result format, leaving a modest gap for an analysis tool.

Complex tools with many parameters or behaviors need more documentation. Simple tools need less. This dimension scales expectations accordingly.

Parameters3/5

Does the description clarify parameter syntax, constraints, interactions, or defaults beyond what the schema provides?

Schema description coverage is 100%, so the schema already documents all 8 parameters and nested fields. The description restates the text-vs-lines input mode and 8 KB limit but adds little parameter semantics beyond the schema.

Input schemas describe structure but not intent. Descriptions should explain non-obvious parameter relationships and valid value ranges.

Purpose4/5

Does the description clearly state what the tool does and how it differs from similar tools?

States a specific verb and resource: it reads and checks a dealer's out-the-door quote line by line, listing the exact checks. The scope is clear, but it does not explicitly differentiate itself from the closest sibling compare_quotes.

Agents choose between tools based on descriptions. A clear purpose with a specific verb and resource helps agents select the right tool.

Usage Guidelines4/5

Does the description explain when to use this tool, when not to, or what alternatives exist?

Gives clear context for when to use it: a single dealer quote needs validation against state caps, tax, add-ons, trade offers, and the walk line. It does not state when not to use it or name alternatives such as compare_quotes for multiple quotes.

Agents often have multiple tools that could apply. Explicit usage guidance like "use X instead of Y when Z" prevents misuse.

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