Does the description disclose side effects, auth requirements, rate limits, or destructive behavior?
Annotations already declare readOnlyHint=false, destructiveHint=false, idempotentHint=false and openWorldHint=false, so the mutation/safety profile is covered. The description adds only that it edits 'the chart you are building' and the follow-up workflow, but discloses nothing about failure on invalid input, persistence, or state effects. With annotations carrying the safety burden, a 3 is appropriate.
Agents need to know what a tool does to the world before calling it. Descriptions should go beyond structured annotations to explain consequences.