Does the description disclose side effects, auth requirements, rate limits, or destructive behavior?
Annotations already declare readOnlyHint=true, idempotentHint=true, and destructiveHint=false, so the safety profile is covered. The description adds valuable behavioral detail beyond annotations: hard bounds of 366 days and 1000 requests, explicit failure instead of silent partial totals, and a clear distinction that daily completed amounts are by network and asset, not settlement-date revenue.
Agents need to know what a tool does to the world before calling it. Descriptions should go beyond structured annotations to explain consequences.