Does the description disclose side effects, auth requirements, rate limits, or destructive behavior?
Annotations already declare readOnlyHint, idempotentHint, and destructiveHint, and the description adds valuable behavioral context beyond that: it clarifies that the tool does not regenerate a QR, transfer funds, or confirm payment, and warns to check amount/network/recipient. This enriches the agent's understanding of side effects and safety.
Agents need to know what a tool does to the world before calling it. Descriptions should go beyond structured annotations to explain consequences.