Does the description disclose side effects, auth requirements, rate limits, or destructive behavior?
Annotations already declare readOnly/idempotent/non-destructive/openWorld, so the safety profile is covered. The description adds genuinely extra context: pricing ($0.003, 10 free/day, x402 payment-required result), the error contract (isError for invalid input or upstream failure, not charged), dual token-program reads, and empty accounts counted as reclaimable rent.
Agents need to know what a tool does to the world before calling it. Descriptions should go beyond structured annotations to explain consequences.