Does the description disclose side effects, auth requirements, rate limits, or destructive behavior?
Annotations already declare readOnly/idempotent/non-destructive, so the safety profile is covered. The description goes well beyond that with pricing ($0.002/call, 10 free/day, x402 options on payment-required results) and error behavior ('returns isError ... not charged') – non-obvious operational traits an agent needs.
Agents need to know what a tool does to the world before calling it. Descriptions should go beyond structured annotations to explain consequences.