Does the description disclose side effects, auth requirements, rate limits, or destructive behavior?
Annotations already declare readOnlyHint, openWorldHint, and destructiveHint, so the safety profile is covered. The description goes beyond annotations by disclosing timing (4 to 9 seconds), payment requirements (x402 per call), no-charge conditions on failure or invalid input, and the return shape {answer, sources}. It doesn't discuss rate limits, but the added behavioral context is substantial.
Agents need to know what a tool does to the world before calling it. Descriptions should go beyond structured annotations to explain consequences.