Does the description disclose side effects, auth requirements, rate limits, or destructive behavior?
Annotations already declare the safety profile (not read-only, not destructive, not idempotent, open-world), so the description's added value is the default source branch and the range of valid parents (branch/tag/commit). It omits failure behavior, such as what happens if the branch name already exists, which keeps it from a 5.
Agents need to know what a tool does to the world before calling it. Descriptions should go beyond structured annotations to explain consequences.