Does the description disclose side effects, auth requirements, rate limits, or destructive behavior?
Annotations already declare non-read-only, non-destructive, idempotent, closed-world, so the safety bar is lower. The description adds genuinely new context: the call is a handoff that returns a verification page, and it explicitly disclaims granting ownership or creating a membership — the two side effects an agent would most plausibly assume. It omits caller auth requirements and what happens if the business is already claimed.
Agents need to know what a tool does to the world before calling it. Descriptions should go beyond structured annotations to explain consequences.