Does the description disclose side effects, auth requirements, rate limits, or destructive behavior?
Annotations already declare readOnly/idempotent/non-destructive, and the description adds context beyond them: the auth scope needed (billing:write) and a clarification that the returned link does not mint a Stripe portal session. It still doesn't say whether the link expires or is single-use.
Agents need to know what a tool does to the world before calling it. Descriptions should go beyond structured annotations to explain consequences.