Does the description disclose side effects, auth requirements, rate limits, or destructive behavior?
With no annotations, the description carries the full behavioral burden and does disclose useful traits: 只读查询 (read-only), 交易时段内实时 (real-time only during trading hours), and 免费工具(无需 Key). It also warns that data is an array with data[0] as latest. It does not mention rate limits or pagination, keeping it short of a 5.
Agents need to know what a tool does to the world before calling it. Descriptions should go beyond structured annotations to explain consequences.