Does the description disclose side effects, auth requirements, rate limits, or destructive behavior?
With no annotations, the description carries the burden well: it discloses read-only behavior, pagination via limit/offset, mixed A-share and Hong Kong indices, and the Professional plan requirement. It could still say more about date filtering or failure/limit behavior, but the core behavioral context is present.
Agents need to know what a tool does to the world before calling it. Descriptions should go beyond structured annotations to explain consequences.