Does the description disclose side effects, auth requirements, rate limits, or destructive behavior?
With no annotations, the description carries the full burden and does well: it declares read-only behavior, quarterly (not daily) data freshness, HK-only coverage, and a subscription-tier gate. It does not mention historical depth/earliest available quarter or pagination, which are the remaining behavioral unknowns.
Agents need to know what a tool does to the world before calling it. Descriptions should go beyond structured annotations to explain consequences.