Does the description disclose side effects, auth requirements, rate limits, or destructive behavior?
With no annotations provided, the description carries the behavioral burden. It clearly states the tool is read-only ('只读查询') and notes the data update cadence ('按公告披露更新'), which are useful behavioral facts beyond the schema. It does not discuss rate limits or auth, but no annotations exist and these are less critical for a simple read-only tool.
Agents need to know what a tool does to the world before calling it. Descriptions should go beyond structured annotations to explain consequences.