Does the description clarify parameter syntax, constraints, interactions, or defaults beyond what the schema provides?
Schema coverage is 100%, so the baseline is 3, but the description adds semantics beyond the schema: the date fallback behavior and the 'trust the returned date' rule, plus confirmation that both `sh600667` and bare `600667` forms work and ETF codes are valid. Marginal value above the schema, not below.
Input schemas describe structure but not intent. Descriptions should explain non-obvious parameter relationships and valid value ranges.