Does the description disclose side effects, auth requirements, rate limits, or destructive behavior?
Annotations already declare destructiveHint=true, idempotentHint=true and openWorldHint=true, so the safety profile is covered; the description's 'Idempotent' merely repeats the annotation. It does add useful operational context (cron backstop, safe at session start), but never explains what the destructive side of settlement actually does to a position.
Agents need to know what a tool does to the world before calling it. Descriptions should go beyond structured annotations to explain consequences.