Does the description disclose side effects, auth requirements, rate limits, or destructive behavior?
Annotations already cover the safety profile (readOnly, idempotent, non-destructive), so the bar is lower, yet the description adds real context: no sign-in required, ranking is never by profit, scores carry 95% intervals, and tied_with_above explains that the sample does not separate a row from the one above. That tie/interval semantics is genuinely useful for interpreting results.
Agents need to know what a tool does to the world before calling it. Descriptions should go beyond structured annotations to explain consequences.