Does the description disclose side effects, auth requirements, rate limits, or destructive behavior?
Annotations already declare readOnly, openWorld and idempotent, so the safety profile is covered. The description adds genuinely new context: the rates are 'live' (an external, real-time dependency) and match what checkout will charge, which tells the agent results are authoritative and consistent rather than cached or approximate.
Agents need to know what a tool does to the world before calling it. Descriptions should go beyond structured annotations to explain consequences.