Does the description disclose side effects, auth requirements, rate limits, or destructive behavior?
No annotations are provided, so the description must carry the full burden. It fully discloses the checksum algorithm for both 9- and 14-digit numbers, including weight sequences, modulo arithmetic, and how remainder 10 is handled. This is detailed, transparent, and gives the agent full understanding of the validation logic.
Agents need to know what a tool does to the world before calling it. Descriptions should go beyond structured annotations to explain consequences.