Does the description disclose side effects, auth requirements, rate limits, or destructive behavior?
No annotations are present, so the description must fully disclose behavioral traits. It notes the algorithm (Luhn mod-10) and that the input should be a numeric string, but it does not state the output format (e.g., boolean true/false), error handling for invalid non-numeric input, or side effects. The presence of an output schema (context indicates one exists) partially mitigates this, but the description itself adds minimal behavioral context.
Agents need to know what a tool does to the world before calling it. Descriptions should go beyond structured annotations to explain consequences.