Does the description disclose side effects, auth requirements, rate limits, or destructive behavior?
Annotations already declare readOnlyHint=true, idempotentHint=true and destructiveHint=false, so the safety profile is covered. The description adds genuine value beyond that by disclosing the filtering rule ('live' catalogs only) and the shape of each record. It says nothing about pagination, total counts, or what happens when no results exist.
Agents need to know what a tool does to the world before calling it. Descriptions should go beyond structured annotations to explain consequences.