Does the description disclose side effects, auth requirements, rate limits, or destructive behavior?
Annotations already declare readOnlyHint, idempotentHint, and destructiveHint=false, so safety is largely covered. The description adds genuine value beyond them with the economic note 'Does not spend sats', which matters in a payment-oriented toolset. It stops short of describing freshness or catalog scope.
Agents need to know what a tool does to the world before calling it. Descriptions should go beyond structured annotations to explain consequences.