Does the description disclose side effects, auth requirements, rate limits, or destructive behavior?
Annotations already declare readOnlyHint=true and destructiveHint=false, so the safety profile is covered. The description adds only the topical scope of the guidance (reading rules, proposals, creation rules) and no behavioral detail such as whether it is static documentation or dynamically generated; with annotations in place, a 3 is appropriate.
Agents need to know what a tool does to the world before calling it. Descriptions should go beyond structured annotations to explain consequences.