Does the description disclose side effects, auth requirements, rate limits, or destructive behavior?
Annotations already declare readOnlyHint=true, destructiveHint=false and openWorldHint=true, so the description is not the sole safety signal. It still adds real value by disclosing the data source (live chain read), the devnet-vs-mainnet distinction, and the balance decomposition (total/free/margin) plus governance fields. It does not explain why idempotentHint is false despite being a read, which is the one loose end.
Agents need to know what a tool does to the world before calling it. Descriptions should go beyond structured annotations to explain consequences.