Does the description disclose side effects, auth requirements, rate limits, or destructive behavior?
Annotations already cover the safety profile (readOnlyHint, idempotentHint, destructiveHint=false), so the bar is lower, yet the description adds real context: drawings are anchored to bars with UTC times and prices, they are user-authored artifacts rather than signals, and there is a time-based reveal ('a film of the window lets each one appear as the clock reaches it'). That temporal behavior is valuable and not present in the structured fields.
Agents need to know what a tool does to the world before calling it. Descriptions should go beyond structured annotations to explain consequences.