Does the description disclose side effects, auth requirements, rate limits, or destructive behavior?
Annotations already declare readOnlyHint=true, openWorldHint=true and idempotentHint=false, so the safety profile is partly covered. The description adds genuinely new behavior: it performs exactly one unpaid request, inspects the live 402 response rather than the listing metadata alone, and returns graded pass/warn/fail results with concrete fixes. It does not discuss rate limits, auth requirements, or failure modes when the endpoint is unreachable.
Agents need to know what a tool does to the world before calling it. Descriptions should go beyond structured annotations to explain consequences.