Does the description disclose side effects, auth requirements, rate limits, or destructive behavior?
Annotations already indicate a safe read-only, idempotent operation. The description adds specific behavioral detail: it evaluates three categories (public holiday, weekend, workday) and returns the next holiday. This provides useful context beyond the annotations, though it doesn't cover edge cases like historical date range.
Agents need to know what a tool does to the world before calling it. Descriptions should go beyond structured annotations to explain consequences.