Does the description disclose side effects, auth requirements, rate limits, or destructive behavior?
Annotations already declare read-only, idempotent, non-destructive semantics, so the safety profile is covered. The description adds genuinely useful context beyond that: rates are platform cost metadata only and user charges are $0.00 during the beta, which prevents misreading the numbers as billable amounts.
Agents need to know what a tool does to the world before calling it. Descriptions should go beyond structured annotations to explain consequences.