Does the description disclose side effects, auth requirements, rate limits, or destructive behavior?
Annotations already cover the safety profile (readOnly=false, idempotent=false, destructive=false), so the bar is lower, yet the description adds meaningful context: 'Costs no credits' and a full auth requirement (OAuth sign-in or an Authorization Bearer API key). That materially helps the agent handle invocation failures.
Agents need to know what a tool does to the world before calling it. Descriptions should go beyond structured annotations to explain consequences.