Does the description disclose side effects, auth requirements, rate limits, or destructive behavior?
Annotations already cover read-only, idempotent, and non-destructive behavior. The description adds meaningful behavioral context: the 30-day window, cursor expiry semantics, and the fallback reconciliation step. This goes beyond what annotations provide, though it doesn't elaborate on output structure (which is covered by the output schema).
Agents need to know what a tool does to the world before calling it. Descriptions should go beyond structured annotations to explain consequences.