Does the description disclose side effects, auth requirements, rate limits, or destructive behavior?
Annotations cover the safety profile (readOnly, idempotent, openWorld, non-destructive), and the description adds real behavioral context beyond them: null means the cited page does not state the fact, every fact carries source URL and verified_at, the all-protocols response is about 23 KB, out-of-enum ids are rejected as invalid input, and no auth is required.
Agents need to know what a tool does to the world before calling it. Descriptions should go beyond structured annotations to explain consequences.