Does the description disclose side effects, auth requirements, rate limits, or destructive behavior?
Annotations only provide readOnlyHint=false. The description adds concrete behavioral context: the action is restricted to askers and it 'builds the answerer's public reputation,' which explains the side effect beyond a generic write flag. It does not discuss repeat ratings, reversibility, or authorization requirements, but it adds meaningful disclosure beyond the structured data.
Agents need to know what a tool does to the world before calling it. Descriptions should go beyond structured annotations to explain consequences.