Does the description disclose side effects, auth requirements, rate limits, or destructive behavior?
The description adds significant behavioral context beyond the annotations: it explicitly states the tool never returns ciphertext, lists the metadata fields returned (alg, size, timestamps), explains that updated_at serves as the version for conditional stores, and discloses the exact cost and payment mechanism. It does not contradict the readOnlyHint or idempotentHint annotations.
Agents need to know what a tool does to the world before calling it. Descriptions should go beyond structured annotations to explain consequences.