Does the description clarify parameter syntax, constraints, interactions, or defaults beyond what the schema provides?
Schema description coverage is 100%, so the schema already documents URL, format, selector, and credit_token. The description adds lightweight context for selector ('narrowed by CSS selector') and payment, but does not materially extend the parameter semantics beyond what the schema provides; baseline 3 applies.
Input schemas describe structure but not intent. Descriptions should explain non-obvious parameter relationships and valid value ranges.