Does the description disclose side effects, auth requirements, rate limits, or destructive behavior?
Annotations declare it is not read-only, not idempotent, not destructive, but say nothing about cost or limits. The description adds genuinely useful behavior beyond them: it is free, capped at three uses within 30 days of ordering, and no payment is required — real quota and billing context an agent could not infer from the annotations.
Agents need to know what a tool does to the world before calling it. Descriptions should go beyond structured annotations to explain consequences.