Does the description disclose side effects, auth requirements, rate limits, or destructive behavior?
Annotations only declare a generic non-readonly, non-destructive profile (openWorldHint=false, idempotentHint=false), which is thin for an async paid batch job. The description adds the crucial behavior: a report_id/report_url is returned immediately while scanning happens in the background (~10s per page), the deliverable contents, three free re-scans in 30 days, and the exact payment rails (x402/USDC on Base or credit token).
Agents need to know what a tool does to the world before calling it. Descriptions should go beyond structured annotations to explain consequences.