Does the description disclose side effects, auth requirements, rate limits, or destructive behavior?
Annotations already declare readOnlyHint=true, idempotentHint=true, and destructiveHint=false, so the safety profile is covered. The description adds valuable behavioral context: the silent fallback to an estimate with no offer when a name is not on the list, and the condition that only payable services return an exact price with offer_id. This goes beyond the annotations and helps the agent anticipate failure modes.
Agents need to know what a tool does to the world before calling it. Descriptions should go beyond structured annotations to explain consequences.