Does the description disclose side effects, auth requirements, rate limits, or destructive behavior?
Annotations already declare the write/destructive/open-world profile, and the description adds real value on top: an upfront domain dedupe check, default field settings and default tags applied automatically, and consumption of one lookup credit when details aren't cached. It stops short of explaining what happens when a duplicate is found (overwrite, skip, or require confirmation), which matters given destructiveHint=true.
Agents need to know what a tool does to the world before calling it. Descriptions should go beyond structured annotations to explain consequences.