Does the description disclose side effects, auth requirements, rate limits, or destructive behavior?
Annotations already establish read-only, idempotent, non-destructive behavior, and the description adds substantial context beyond that. It explains each status meaning, checkout_url validity, bank settlement, shipping timing, tracking email delivery, charged totals, and a privacy guarantee that addresses and contact details are never returned.
Agents need to know what a tool does to the world before calling it. Descriptions should go beyond structured annotations to explain consequences.