Does the description disclose side effects, auth requirements, rate limits, or destructive behavior?
Annotations already cover readOnly/openWorld/non-destructive, and the description adds a meaningful trait they don't: the result set can be empty on first call while background pricing kicks off, requiring a retry. That asynchronous, possibly-incomplete behavior is exactly the kind of thing annotations cannot express.
Agents need to know what a tool does to the world before calling it. Descriptions should go beyond structured annotations to explain consequences.