Does the description disclose side effects, auth requirements, rate limits, or destructive behavior?
Annotations already declare destructiveHint=true, idempotentHint=true, and openWorldHint=true, so the safety profile is covered. The description adds genuine behavioral context — the required state (terminal listing, no live reservation or payment_pending settlement) before the action is valid — but does not explain what is destroyed, what 'unlock' affects, or how failures behave.
Agents need to know what a tool does to the world before calling it. Descriptions should go beyond structured annotations to explain consequences.