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Compare 10Life single-trip travel plans. Stateless POST. GET returns 405.

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Status
Healthy
Last Tested
Transport
Streamable HTTP · MCP 2025-06-18
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TDQS

A4.1/5.0

Scored across 3 tools

Disambiguation4/5

The three tools have mostly distinct roles: describe_travel_decoder exposes available filters, list_travel_plans returns a set of plans, and get_travel_plan returns a single plan. The only mild overlap is that get and list both operate under the same filters, but the cardinality and intent are clear.

Naming Consistency5/5

All tools use a consistent snake_case verb_noun pattern: describe_travel_decoder, get_travel_plan, and list_travel_plans. The naming is predictable and easy to map to actions.

Tool Count5/5

Three tools is a well-scoped surface for a read-only travel insurance comparison service: discovery of filters, listing plans, and retrieving a single plan. Each tool earns its place without redundancy.

Completeness4/5

The surface covers the core comparison workflow: inspect options, list matching plans, and retrieve a single plan with purchase_url. A dedicated comparison or insurer-detail operation is missing, but agents can work around it using the existing list and get tools.

Available Tools

3 tools
describe_travel_decoderDescribe travel comparisonA
Read-only
Inspect

List single-trip destinations, insurers, feature filters, score floors, and sort orders. Call this before list_travel_plans. Plans from later calls include purchase_url for the user who wants to buy. Comparison data is not a personal recommendation or a policy.

NameRequiredDescriptionDefault

No parameters

TDQS

A4/5.0
Behavior4/5

Does the description disclose side effects, auth requirements, rate limits, or destructive behavior?

Annotations already declare readOnlyHint=true, destructiveHint=false, openWorldHint=false, so safety is covered. The description adds real value beyond that: it discloses that later plan calls carry a purchase_url and that comparison output is not a personal recommendation or policy — useful framing for an agent handling user-facing advice.

Agents need to know what a tool does to the world before calling it. Descriptions should go beyond structured annotations to explain consequences.

Conciseness4/5

Is the description appropriately sized, front-loaded, and free of redundancy?

Four short sentences, with the operation front-loaded and the prerequisite immediately after. The disclaimer sentence is somewhat boilerplate but does carry compliance value, so nothing is clearly wasted.

Shorter descriptions cost fewer tokens and are easier for agents to parse. Every sentence should earn its place.

Completeness4/5

Given the tool's complexity, does the description cover enough for an agent to succeed on first attempt?

With no input parameters and no output schema, the description carries the burden of describing the response — and it does so by naming the five categories of values returned. It stops short of saying how the values are structured (grouped vs flat), which is the only remaining gap.

Complex tools with many parameters or behaviors need more documentation. Simple tools need less. This dimension scales expectations accordingly.

Parameters4/5

Does the description clarify parameter syntax, constraints, interactions, or defaults beyond what the schema provides?

The tool takes zero parameters, so the baseline is 4; there is nothing the description needs to disambiguate. The enumerated return categories effectively serve as the parameter vocabulary the agent will later use with sibling tools.

Input schemas describe structure but not intent. Descriptions should explain non-obvious parameter relationships and valid value ranges.

Purpose4/5

Does the description clearly state what the tool does and how it differs from similar tools?

The description uses a specific verb ('List') and enumerates exactly what is returned: destinations, insurers, feature filters, score floors, sort orders. This clearly marks it as a vocabulary/metadata tool distinct from list_travel_plans, though the relationship to get_travel_plan is left unaddressed.

Agents choose between tools based on descriptions. A clear purpose with a specific verb and resource helps agents select the right tool.

Usage Guidelines4/5

Does the description explain when to use this tool, when not to, or what alternatives exist?

'Call this before list_travel_plans' gives an explicit ordering and prerequisite, and the purchase_url sentence clarifies downstream context. There is no stated 'when-not' or exclusion, which keeps it just short of a 5.

Agents often have multiple tools that could apply. Explicit usage guidance like "use X instead of Y when Z" prevents misuse.

get_travel_planGet one travel planA
Read-only
Inspect

Return one single-trip plan under the same filters as list_travel_plans, including purchase_url. A plan that does not match the filters is not found. Figures are indicative.

NameRequiredDescriptionDefault
sortNoSort order. Default instant_purchase_first (即時投保優先). overall_score is 10Life評分. premium_by_plan is 保費 (低至高). medical_emergency_score is 醫療及緊急支援評分. accident_score is 個人意外評分. inconv_score is 旅程受阻評分. property_score is 個人財物評分.
typeNoMust be single. Annual travel is rejected.
localeNozh-Hant-HK (default) or en.
endDateNoTrip end YYYY-MM-DD. Default is start plus durationDays minus one day.
planCodeYesplan_code from a previous list_travel_plans result.
startDateNoTrip start YYYY-MM-DD. Default is today before 23:00 Hong Kong time, otherwise tomorrow.
callReasonYesWhy this call is needed, in one or two sentences and in the user's language. Include the trip and what they want to optimize when they said so (price, medical cover, cancellation, belongings, instant purchase, family, senior, or an activity). Do not include the user's name, phone, email, identity document, or a paste of the chat.
premiumMaxNoMaximum payable premium in HKD, after discount.
premiumMinNoMinimum payable premium in HKD, after discount.
travellersNoTraveller counts for this trip.
regionCodesNoDestination codes from describe_travel_decoder. Default ["japan"]. Same role as geo_region[] on the comparison page.
durationDaysYesTrip length in days. Required when dates are omitted. At least 1.
insurerCodesNoInsurer codes from describe_travel_decoder. Case-insensitive.
carRentalExcessNoKeep only plans with 租車自付額.
tenlifeScoreMinNoMinimum 10Life score before destination weighting. Use 8, 7, or 6. Omit or 0 for any score.
extremeSportsMedicalNoKeep only plans with 業餘運動醫療保障.
lossOfTravelDocumentNoKeep only plans with 遺失旅行證件.
followUpPhysiotherapyNoKeep only plans with 物理治療覆診.
mobilePhoneProtectionNoKeep only plans with 手提電話保障.
priorRecommendationIdNorecommendationId from an earlier list_travel_plans response, when this call continues that comparison.

Output Schema

NameRequiredDescription
metaNo
planNo

TDQS

A3.8/5.0
Behavior4/5

Does the description disclose side effects, auth requirements, rate limits, or destructive behavior?

Annotations already cover the safety profile (readOnlyHint true, destructiveHint false, openWorldHint true), so the bar is lower. The description still adds genuine behavior: not-found semantics for non-matching filters, that purchase_url is included in the result, and the caveat that "Figures are indicative" — details an agent would otherwise have to discover empirically.

Agents need to know what a tool does to the world before calling it. Descriptions should go beyond structured annotations to explain consequences.

Conciseness5/5

Is the description appropriately sized, front-loaded, and free of redundancy?

Three tight sentences with zero filler, and the core identity (one plan, filtered, with purchase_url) is front-loaded. Each sentence carries distinct information: identity, not-found rule, and data caveat.

Shorter descriptions cost fewer tokens and are easier for agents to parse. Every sentence should earn its place.

Completeness4/5

Given the tool's complexity, does the description cover enough for an agent to succeed on first attempt?

With an output schema present the description need not explain return values, and the 100%-covered 20-parameter schema carries the argument detail. The remaining gap is only that the planCode prerequisite and the single-vs-list routing are left implicit rather than stated.

Complex tools with many parameters or behaviors need more documentation. Simple tools need less. This dimension scales expectations accordingly.

Parameters3/5

Does the description clarify parameter syntax, constraints, interactions, or defaults beyond what the schema provides?

Schema description coverage is 100%, so the schema already documents all 20 parameters, including the filter flags and traveller object; baseline is 3. The phrase "under the same filters as list_travel_plans" adds a useful hint that the filter set mirrors the sibling, but no parameter-level meaning beyond that.

Input schemas describe structure but not intent. Descriptions should explain non-obvious parameter relationships and valid value ranges.

Purpose4/5

Does the description clearly state what the tool does and how it differs from similar tools?

The description names a specific verb and resource ("Return one single-trip plan") and scopes it as a single-item counterpart to list_travel_plans. The differentiation from the sibling is present but leans on the phrase "same filters as list_travel_plans" rather than stating outright that this is the detail lookup for one plan.

Agents choose between tools based on descriptions. A clear purpose with a specific verb and resource helps agents select the right tool.

Usage Guidelines3/5

Does the description explain when to use this tool, when not to, or what alternatives exist?

"A plan that does not match the filters is not found" implies the tool is used for retrieval within an existing filtered comparison, and the schema's planCode note confirms it follows list_travel_plans. However, the description never explicitly says when to reach for this instead of list_travel_plans or what prerequisite (a prior planCode) it needs.

Agents often have multiple tools that could apply. Explicit usage guidance like "use X instead of Y when Z" prevents misuse.

list_travel_plansList travel plansA
Read-only
Inspect

Return at most 5 single-trip travel plans for one destination, trip length, and traveller mix, with scores, cover limits, premium, and purchase_url. There is no next page. Figures are indicative. The product page is the authority for price and cover.

NameRequiredDescriptionDefault
sortNoSort order. Default instant_purchase_first (即時投保優先). overall_score is 10Life評分. premium_by_plan is 保費 (低至高). medical_emergency_score is 醫療及緊急支援評分. accident_score is 個人意外評分. inconv_score is 旅程受阻評分. property_score is 個人財物評分.
typeNoMust be single. Annual travel is rejected.
localeNozh-Hant-HK (default) or en.
endDateNoTrip end YYYY-MM-DD. Default is start plus durationDays minus one day.
startDateNoTrip start YYYY-MM-DD. Default is today before 23:00 Hong Kong time, otherwise tomorrow.
callReasonYesWhy this call is needed, in one or two sentences and in the user's language. Include the trip and what they want to optimize when they said so (price, medical cover, cancellation, belongings, instant purchase, family, senior, or an activity). Do not include the user's name, phone, email, identity document, or a paste of the chat.
premiumMaxNoMaximum payable premium in HKD, after discount.
premiumMinNoMinimum payable premium in HKD, after discount.
travellersNoTraveller counts for this trip.
regionCodesNoDestination codes from describe_travel_decoder. Default ["japan"]. Same role as geo_region[] on the comparison page.
durationDaysYesTrip length in days. Required when dates are omitted. At least 1.
insurerCodesNoInsurer codes from describe_travel_decoder. Case-insensitive.
carRentalExcessNoKeep only plans with 租車自付額.
tenlifeScoreMinNoMinimum 10Life score before destination weighting. Use 8, 7, or 6. Omit or 0 for any score.
extremeSportsMedicalNoKeep only plans with 業餘運動醫療保障.
lossOfTravelDocumentNoKeep only plans with 遺失旅行證件.
followUpPhysiotherapyNoKeep only plans with 物理治療覆診.
mobilePhoneProtectionNoKeep only plans with 手提電話保障.
priorRecommendationIdNorecommendationId from an earlier list_travel_plans response, when this call continues that comparison.

Output Schema

NameRequiredDescription
metaNo
plansNo

TDQS

A3.8/5.0
Behavior4/5

Does the description disclose side effects, auth requirements, rate limits, or destructive behavior?

Annotations already establish readOnly/openWorld/non-destructive, so the safety bar is low; the description adds genuinely new traits beyond them: a hard cap of 5 results, no pagination, indicative figures, and that the product page is authoritative for price and cover. It does not cover rate limits or failure behaviour, but for a read-only lookup this is solid added context without contradicting the annotations.

Agents need to know what a tool does to the world before calling it. Descriptions should go beyond structured annotations to explain consequences.

Conciseness5/5

Is the description appropriately sized, front-loaded, and free of redundancy?

Four short sentences, front-loaded with what is returned and the result cap, then the two caveats (no next page, indicative figures, product page authoritative). Every sentence carries decision-relevant information with no restatement of the title or schema.

Shorter descriptions cost fewer tokens and are easier for agents to parse. Every sentence should earn its place.

Completeness4/5

Given the tool's complexity, does the description cover enough for an agent to succeed on first attempt?

With an output schema present, return-shape explanation is correctly omitted, and the 100%-covered input schema carries parameter detail. The description supplies the result-cap and pagination caveats an agent needs to plan a call. The only minor gap is not pointing at the sibling tools for code lookup or follow-up detail.

Complex tools with many parameters or behaviors need more documentation. Simple tools need less. This dimension scales expectations accordingly.

Parameters3/5

Does the description clarify parameter syntax, constraints, interactions, or defaults beyond what the schema provides?

Schema description coverage is 100%, so all 19 parameters including the nested travellers object and enums are already documented. The description only gestures at the main filter axes (destination, trip length, traveller mix) and adds nothing about sort, filters or priorRecommendationId that the schema does not already give. Baseline 3 applies.

Input schemas describe structure but not intent. Descriptions should explain non-obvious parameter relationships and valid value ranges.

Purpose4/5

Does the description clearly state what the tool does and how it differs from similar tools?

States a specific verb and resource plus scope: at most 5 single-trip travel plans for one destination, trip length and traveller mix, and names the returned fields (scores, cover limits, premium, purchase_url). It is clearly a filtered-list tool, distinguishable from get_travel_plan (single plan) and describe_travel_decoder by inference rather than explicit mention, which keeps it just short of a 5.

Agents choose between tools based on descriptions. A clear purpose with a specific verb and resource helps agents select the right tool.

Usage Guidelines3/5

Does the description explain when to use this tool, when not to, or what alternatives exist?

The description implies its usage window by bounding results to 5 and declaring "There is no next page", which tells the agent not to paginate. However it never states when to prefer this over get_travel_plan for detail, nor when to call describe_travel_decoder first for region/insurer codes (that hint lives only in the schema). Usage is inferable but not spelled out.

Agents often have multiple tools that could apply. Explicit usage guidance like "use X instead of Y when Z" prevents misuse.

Tool Schema Changelog

Recent tool additions, removals, and schema changes observed during successful MCP inspections.

  1. 3 tool updates
    • First observeddescribe_travel_decoder
    • First observedget_travel_plan
    • First observedlist_travel_plans

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