Does the description disclose side effects, auth requirements, rate limits, or destructive behavior?
With no annotations, the description carries the full burden, and it does disclose the critical trait: this is a non-mutating quote ('without buying'), so no order is created. However, it says nothing about auth requirements, rate limits, or what the pricing response actually contains, leaving real behavioral gaps.
Agents need to know what a tool does to the world before calling it. Descriptions should go beyond structured annotations to explain consequences.