Does the description disclose side effects, auth requirements, rate limits, or destructive behavior?
With no annotations supplied, the description carries the full disclosure burden. It does add real behavioral value by flagging that the response includes 'tactical volatility blackout windows,' which is more than a bare listing. However, it says nothing about data freshness, timezone, refresh cadence, or whether the read is cached, which matters for a same-day calendar tool.
Agents need to know what a tool does to the world before calling it. Descriptions should go beyond structured annotations to explain consequences.