Does the description disclose side effects, auth requirements, rate limits, or destructive behavior?
Annotations already declare readOnlyHint=true, destructiveHint=false and openWorldHint=false, so the safety profile is covered. The description adds the non-obvious plan-tier restriction, which the agent cannot see anywhere in the structured fields and which would otherwise cause a failing call.
Agents need to know what a tool does to the world before calling it. Descriptions should go beyond structured annotations to explain consequences.