Does the description disclose side effects, auth requirements, rate limits, or destructive behavior?
Annotations already declare readOnlyHint, idempotentHint, and destructiveHint=false, so safety is covered. The description adds scope boundaries ('We don't tell you what to rent or who to rent from') and signals a return payload, but with an output schema present it doesn't need to explain returns, so its added behavioral value is modest.
Agents need to know what a tool does to the world before calling it. Descriptions should go beyond structured annotations to explain consequences.