Does the description disclose side effects, auth requirements, rate limits, or destructive behavior?
Well beyond the destructiveHint/idempotentHint annotations: it names exactly what is destroyed (credential, cached schema and snapshots, table watches, firewall rules, auto-renewal), what survives (7-day query history, saved queries, audit logs), and that the underlying database is untouched. It even discloses the non-obvious post-removal pool behavior where sessions may persist briefly using a temporary credential copy — precisely the kind of caveat annotations cannot convey.
Agents need to know what a tool does to the world before calling it. Descriptions should go beyond structured annotations to explain consequences.