Does the description disclose side effects, auth requirements, rate limits, or destructive behavior?
Annotations already establish readOnlyHint=true and openWorldHint=false, so the safety profile is covered. The description adds that the response includes plan name and upgrade options, which is genuinely extra context, but it says nothing about auth requirements, whether usage is per-key or account-wide, or rate-limit behavior of this check itself.
Agents need to know what a tool does to the world before calling it. Descriptions should go beyond structured annotations to explain consequences.