Does the description disclose side effects, auth requirements, rate limits, or destructive behavior?
Annotations already declare readOnlyHint=true, and the description's 'Check' is consistent. The description goes beyond the schema by specifying the returned information: API usage, daily limit, plan name, and upgrade options. It does not mention whether the check itself affects quota or requires authentication, but the read-only nature and output schema mitigate this.
Agents need to know what a tool does to the world before calling it. Descriptions should go beyond structured annotations to explain consequences.