Does the description disclose side effects, auth requirements, rate limits, or destructive behavior?
Annotations already establish read-only, idempotent, non-destructive, closed-world behavior, so the description needn't restate safety. It adds genuinely new behavioral context: 'end is exclusive', publication time must be kept distinct from the market period discussed, and returned sections must be inspected for titles/basis/timestamps before describing an item. That is real disclosure beyond the annotation layer.
Agents need to know what a tool does to the world before calling it. Descriptions should go beyond structured annotations to explain consequences.