Does the description disclose side effects, auth requirements, rate limits, or destructive behavior?
Annotations already declare readOnlyHint=true, idempotentHint=true, and destructiveHint=false, so the safety profile is covered. The description adds context about what the tool returns (referral link, bonus summary, referred users) but does not disclose details like whether the bonus is capped, how qualification works, or pagination. It doesn't contradict annotations, but it doesn't add much beyond the annotations.
Agents need to know what a tool does to the world before calling it. Descriptions should go beyond structured annotations to explain consequences.